Invest in Navi Nifty REITs & Realty Index Fund

Office parks. Malls. Warehouses. Data centers. India's real estate, in one fund.

Diversified exposure to India's listed REITs and top real estate developers through a single, passive, rules-based investment.

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About Navi Mutual Fund

Navi Mutual Fund offers a wide array of investment options - from a range of low-cost index funds to ELSS funds among other investment options across sectors, market caps and geographies to help investors meet their unique financial goals. In 2022, Navi Mutual Fund launched 6 index funds that cater to the various needs of investors keeping their risk tolerance in mind. Navi’s low-cost funds coupled with a passive investing approach and strong leadership make Navi Mutual Fund one of the most popular and sought-after AMCs in the country.

Why Invest with Navi?

Low Cost

Navi’s technology-driven passive investing approach helps lower the cost for the investors.

Diverse

Choose from a wide range of funds such as index funds, ELSS, Fund of Funds, equity funds, debt funds, etc. for portfolio diversification.

SIP & Lump Sum

Invest as per your convenience through SIP or lump sum. You can start with as low as ₹100 (depending on the fund factsheet).

International Market

With Navi Mutual Fund range of international FoFs, track indices like CRSP US Total Stock Market Index and Nasdaq 100.

How To Choose a Mutual Fund?

Financial Goal

Invest in a mutual fund that aligns with your financial goals. You may opt for a combination of equity and debt funds for your long-term financial goals while debt funds could be a good fit for your short-term goals. You can also consider investing in ELSS to maximise your tax deduction benefits.

Cost

A mutual fund comes with certain costs such as expense ratio, exit load, tax on capital gains, etc., which could eat into the gains if applicable. Active funds involve a high expense ratio within the limits set by SEBI since they are actively managed by fund managers. Factor the investment costs while finalising your investment decisions.

Risk Appetite

Different funds come with different levels of risk. Equity funds involve market risks in the short term which could make them risky while debt funds could be relatively low-risk. Select a fund that matches your risk appetite.

Past Performance

Check a fund’s past performance to understand the fund’s consistency. While past performance is no guarantee for future returns, it could still provide insights into a funds potential.

How to Invest in Navi Mutual Fund?

Download the Navi app

You can get the Navi App on Play Store and App Store. In case you wish to invest through a website, you can do the same by visiting https://mycams.camsonline.com/.

Explore and select fund

On the home screen, scroll down, click on ‘Invest Now’, explore funds & select the fund of your choice

Complete your KYC

Provide your PAN and other details (if required) to complete your KYC & link your bank account

Select SIP or lump sum

Choose your preferred investment mode - SIP or lump sum

Select the amount and invest

Choose your preferred investment amount - you can start investing with just ₹100. You can invest via UPI or net banking

Invest through website

In case you wish to invest through a website, you can do the same by visiting https://mycams.camsonline.com/

What our customers say about us

I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.

Sultan Singh

This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.

Sumona

If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.

Archana Rai

I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh

I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.

Sultan Singh

This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.

Sumona

If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.

Archana Rai

I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.

Sanju John

Investing in mutual funds with just ₹100? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.

Anoop Puri

I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.

Rachit Jain

I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹100? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹100? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai

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Frequently Asked Questions

Want to know more about KYC?

You can check your KYC status by visiting https://camskra.com.
You can modify your KYC status by visiting https://digital.camsonline.com/kycmodification.
You can read more on the KYC norms and New KYC guidlines.
If you have any KYC-related questions, you can reach out to us at +91 8147544555.

Want to know more about the Saarthi app?

What is "Saa₹thi 2.0" app?
- "Saa₹thi 2.0" app is an app launched by SEBI, designed to simplify complex financial concepts with a user-friendly interface. It provides tools and resources to help investors make informed financial decisions.

How does "Saa₹thi 2.0" empower investors?
- "Saa₹thi 2.0" aims to empower investors with insights into the securities market, especially catering to young investors who are beginning their financial journey.

How can "Saa₹thi 2.0" assist with personal finance planning?
- "Saa₹thi 2.0" features a range of educational videos and module guides to assist users in understanding personal finance concepts.

Where can I download "Saa₹thi 2.0" app?
- You can download "Saa₹thi 2.0" app from the Google Play Store or the iOS App Store.
Visit the SEBI website for more details - https://investor.sebi.gov.in/ or click on this link

What are Mutual Funds?

A mutual fund pools money from multiple investors and invests in different financial instruments. The various kinds of mutual funds are debt funds, equity funds, gold funds, hybrid funds, etc. (in terms of asset classes) and equity-linked savings schemes, thematic funds, etc. (in terms of investment objective), among many others. Investors can invest in mutual funds through SIP (Systematic Investment Plan) or lump sum.

Why should I invest in Mutual Funds?

Mutual funds seek to provide capital appreciation over the short or long-term, depending on the fund type and investment goal of the investor. It is also suitable for those looking to diversify their investments or safeguard their corpus and those aiming to maximize the tax deduction benefits.

Most mutual fund categories, except ELSS, are highly liquid and offer multiple investment modes like SIPs, lump sum, etc. However, equity mutual funds could involve high to very high levels of risks as they are market-linked instruments.

What are the types of Mutual Funds?

The different types of mutual funds are:
1. Based on Structure - Open-ended mutual funds, close-ended mutual funds and interval funds.
2. Based on Asset Class - Equity Mutual Funds (large-cap, mid-cap, multi-cap, small-cap, ELSS, thematic, etc.) and Debt Mutual Funds (money market fund, liquid fund, long-duration fund, long-duration fund, medium-duration fund, etc.).
3. Based on Investment Objectives - Tax-saving mutual funds (ELSS), liquid mutual funds, pension funds, thematic funds, etc.
4. Based on Speciality - Fund of Funds, Index funds, retirement fund, commodity mutual funds, etc.
5. Based on Risk - Low-risk, medium-risk and high-risk.

What are the advantages of investing in mutual funds?

Here are the advantages of investing in mutual funds:
1. Portfolio diversification.
2. Professional management.
3. Wide range of schemes in terms of asset classes, investment objectives, etc.
4. Exposure to different segments and markets.
5. Flexibility.

Who regulates mutual funds?

The Securities Exchange Board of India (SEBI) is the regulatory body for the securities and commodity market in India. All mutual funds must get registered with SEBI. The Association of Mutual Funds in India, the regulatory body for mutual funds sector in India, along with SEBI.

What is diversification and how does it help reduce risk while investing?

`Diversification` is the strategy of spreading your investments across multiple asset classes, sectors, market caps, etc. to lower the overall risk. While diversification can never eliminate all the risks involved with investing, it can help lower your overall investment risk.

How much return can I expect by investing in mutual funds?

Investing in mutual funds does not guarantee returns. A number of factors come into play, such as the investors financial goal, investment diversification, risk appetite, investment horizon (short or long-term), fund manager`s skill, etc. Research about a mutual fund before investing. Use a mutual fund calculator to get an estimate of the returns.

What is NAV?

Net Asset Value (NAV) is the actual value of one unit of a given mutual fund scheme on any given business day. It reflects the liquidation value of the fund`s investments on that particular day after accounting for all expenses. It is calculated by deducting all liabilities such as outstanding payments, other fees and charges, etc. (except unit capital) of the fund from the realisable value of all assets and dividing it by the number of units outstanding.

What is NFO?

A new fund offer (NFO) is the first subscription offering for any new fund released by an Asset Management Company (AMC).

What is an expense ratio?

Expense ratio is the cost per unit spent for managing the fund. It includes management fees, operating expenses of the fund. Index funds generally have lower expense ratios than actively managed funds. Having a low expense ratio ensures more of your money is invested.

Who should invest in index funds?

Index funds could be ideal for investors who are looking for long-term capital appreciation, those who are looking for portfolio diversification or getting tax deduction benefits by investing in low-cost passive funds. However, it depends on the investor`s financial goals.

What is a redemption/repurchase price?

Redemption or Repurchase Price is the price at which an investor sells back the units to the Mutual Fund houses or AMC. This price is NAV-related and may include the exit load.

What is the difference between active and index funds?

Index mutual funds aim to match the performance of a particular market index like the Nifty 50 and are not actively managed by fund managers. Active mutual funds are actively managed by fund managers who try to outperform the index benchmark. Index funds have a lower expense ratio compared to active funds and could be more cost-effective.

Do mutual fund investments attract Wealth Tax?

No. All financial assets, including mutual fund units, are exempt totally from Wealth Tax.

How much can I save by investing in tax-saving mutual funds?

You can claim tax deduction benefits of up to ₹1.5 lakh under Section 80C of the Income Tax Act.

Is income from mutual funds exempt from income tax?

Mutual fund gains are taxable. Capital gains on mutual funds are taxed depending on the holding period. Short-Term Capital Gains (STCG) are capital gains generated on assets held for a short duration. Similarly, Long-Term Capital Gains (LTCG) are capital gains generated on assets held for a long duration (more than 12 months for equity-oriented schemes and 36 months for debt-oriented schemes).
As per section 112A of the Income Tax Act, LTCG income tax on equity-oriented schemes is charged at the rate of 10% on capital gains in excess of ₹1 lakh.
As per section 111A of the Income Tax Act, STCG income tax on equity-oriented schemes is charged at the rate of 15%.
As per section 112 of the Income Tax Act, LTCG tax on debt-oriented mutual fund schemes is charged at 20% with indexation benefits.
STCG income tax on debt-oriented mutual funds is charged as per your income tax slab.

How to track a fund`s performance?

A Fund`s performance can be tracked by checking the Net Asset Value (NAV) of the given fund. NAVs of a Fund are calculated on a day-to-day basis. A fund`s performance can either be measured against its benchmark, which is a stock market index such as Sensex, Nifty 50, or against schemes from other fund houses which have a similar investment objective.

What is tracking error?

The difference between the index and the fund`s returns is known as tracking error. Low tracking error means a portfolio is closely following its benchmark.

What are the types of risks involved in investing in mutual funds?

Mutual fund investments are subject to market risks. The various types of risks in addition to market risks are concentration risks, credit risks, etc. However, it is essential to be patient and stay invested for a long time to balance out the losses you may have incurred due to the market dip.

How do I check my KYC status?

You can check your KYC status by visiting https://camskra.com .
If you have any KYC-related questions, you can reach out to us at +91 8147544555.

How can I test my investment knowledge?

You can test your investment knowledge with a simple, free online exam launched by SEBI. For registration - use your Aadhaar number, verify it with an OTP sent to your registered mobile number.Click https://sice.nism.ac.in to start.

What is MITRA?

It is a industry initiative by SEBI which helps investors to trace inactive and unclaimed Mutual Fund folios easily. Please click here

How can I redeem more than ₹25 lakhs?

To redeem an amount above ₹25 lakhs, please place the redemption request through the MF Utility (MFU) website: https://www.mfuindia.com/Investors

What is the NAV applicability timeline?

The applicable NAV depends on the payment mode and the cut-off time. Please refer to this document for details.

Navi AMC Limited

CIN: U65990KA2009PLC165296

Navi Mutual Fund is registered with the Securities & Exchange Board of India (SEBI) with Anmol Como Broking Private Limited as its Sponsor. Navi AMC Limited is the Investment Manager to Navi Mutual Fund. Navi Trustee Limited is the trust to Navi AMC Limited. In addition to Navi AMC, Navi offers a range of financial services and products such as Cash Loans, Housing Loans and General Insurance. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Registered Office Address: Vaishnavi Tech Square, 7th Floor, Iballur Village, Taluk, Bagalur, Begur, Hobli, Bengaluru, Karnataka 560102

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Disclaimer(ELSS Fund): *This tax saving is for illustrative purpose only. The same has been arrived at for an individual in the 30% Income Tax Bracket with a maximum investment of Rs. 1.5 lakh. Investments made in an ELSS fund are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Please contact your financial and tax advisors to know more.